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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
This varies from insurer to insurer, but three or more claims in 3 years can generally be considered frequent.
Mainly the insurance concerned (car, home, etc.), but it can affect other types of insurance too.
Yes, it's crucial to be honest. Failure to disclose this information could invalidate your new policy.
Yes, some insurers specialize in high-risk cases, including those with a history of frequent claims.
Demonstrate steps taken to reduce future risks, consider a higher deductible, and be prepared to pay higher premiums initially.
Yes, you can, but you'll probably have to go through insurers who specialize in high risks.
our premiums will probably be higher, as you'll be considered a high-risk customer.
Generally speaking, it can affect your file for 3 to 5 years, or even longer, depending on the insurer.
Potentially, especially if you are the principal owner or a key executive. Each situation is evaluated individually.
Demonstrate your rehabilitation, maintain a good credit record and consider anger management courses if applicable.
It depends on the crime. Driving offences will have a more significant impact on auto insurance.
Consult a broker specializing in high-risk cases or consider non-standard insurance options.
