Retail insurance Secure your business and your sales
The world of retail is vast and varied. Each type of business has its own specific insurance needs.
Whether you run a busy supermarket, a trendy clothing boutique, or a neighbourhood pharmacy, a team of insurance experts can offer you protection tailored to your situation.
A well-thought-out insurance strategy is crucial for retail business owners. It must not only protect against traditional risks but also adapt to the sector's new realities, including the expansion of e-commerce and emerging technological challenges.
Comprehensive, customized coverage for your business
Whatever the nature of your retail business, Covalen has the right insurance solution for you. We consider the specifics of your business, products, and clientele to offer you comprehensive, personalized coverage.
Protect your business against :
- Property damage
- Theft and vandalism
- Business interruption
- Civil liability
- Cyber risks
Why choose Covalen for your retail insurance ?
- In-depth sector expertise
- Customized solutions
- First-class customer service
- Simplified claims management
- Competitive rates
Our commitment to you
At Covalen, we're committed to being more than just an insurance provider. We are your trusted partner, dedicated to protecting and growing your retail business in an ever-changing environment.
Ready to secure the future of your business?
Contact our specialized team today for a personalized consultation.
Standard policies only sometimes automatically cover online activities. If necessary, check with your insurer and add specific e-commerce coverage, such as cyber-risk insurance.
You can consider increasing your deductibles, implementing additional security measures, regularly training your staff in risk prevention, and consolidating your policies with a single insurer to benefit from discounts.
Essential insurance generally includes commercial property, liability, business interruption and theft insurance. For companies with an online presence, cyber-risk insurance is also crucial.
Adjusting your coverage for peak periods is a good idea. Talk to your insurer about the possibility of flexible coverage that adapts to seasonal fluctuations in your inventory and sales.
Product recall insurance can cover the costs associated with a recall, including notification, transportation, storage and destruction of defective products. It can also cover loss of income and damage to reputation. It's essential to check whether this coverage is included in your policy or needs to be added separately.