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You can usually keep your insurance, but you must inform your insurer and adjust your policy.

It's crucial to inform your insurer immediately to avoid coverage problems.

Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.

Mainly the insurance concerned (car, home, etc.), but it can affect other types of insurance too.

You can try, especially if specific claims were beyond your control, but insurers generally have the right to cancel in such cases.

This varies from insurer to insurer, but three or more claims in 3 years can generally be considered frequent.

Yes, some insurers specialize in high-risk cases, including those with a history of frequent claims.

Demonstrate steps taken to reduce future risks, consider a higher deductible, and be prepared to pay higher premiums initially.

Yes, it's crucial to be honest. Failure to disclose this information could invalidate your new policy.

Yes, you can, but you'll probably have to go through insurers who specialize in high risks.

our premiums will probably be higher, as you'll be considered a high-risk customer.

Generally speaking, it can affect your file for 3 to 5 years, or even longer, depending on the insurer.