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Take driving lessons, maintain a clean driving record, and consider a higher deductible.

Yes, most insurers allow you to maintain a policy during a temporary suspension, but with adjustment.

Some insurers specialize in high-risk cases, including those with a history of license suspension.

Yes, but you'll probably be considered a high-risk driver and pay higher premiums.

The impact can last several years, even after your licence is reinstated, depending on the reason for the suspension.

Your premiums will probably increase significantly once your license is reinstated due to the increased risk.

Driving without a license generally invalidates your insurance. Claims are likely to be denied, and you risk prosecution.

You can usually add other drivers to your policy, even if you can't drive yourself.

It's crucial to inform your insurer immediately to avoid coverage problems.

You can usually keep your insurance, but you must inform your insurer and adjust your policy.

Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.

You can try, especially if specific claims were beyond your control, but insurers generally have the right to cancel in such cases.