ATV and snowmobile Insurance Tailor-made protection for your all-season adventures
At Covalen, we offer policies tailored to the specific needs of ATVs, quads and snowmobiles.
Snowmobile and ATV insurance: protect your outdoor adventures
Whether exploring snow-covered trails on a snowmobile or traversing forest roads on an ATV, we understand your passion for off-road adventures. Our expert brokers will work with you to protect your recreational vehicles with insurance solutions tailored to your driving style. Thanks to our extensive network of insurers, we can offer you comprehensive, competitive coverage so you can enjoy your off-road adventures with complete peace of mind.
Why choose Covalen for your
ATV and snowmobile insurance :
Who needs ATV and snowmobile insurance in Quebec?
Covalen offers protection tailored to your summer and winter leisure activities needs.
ATVs and snowmobiles used for work have unique insurance needs. Covalen makes sure your coverage is complete.
If you own larger vehicles, Covalen offers specific coverage options.
Racing vehicles require special protection. Covalen can help you find the best coverage for your equipment.
Top 5 types of off-road vehicles Covalen specializes in :
SIMPLE AND EASY QUOTE
How to obtain ATV and snowmobile insurance with Covalen :
- Fill out our special off-road vehicle online form
- Receive personalized quotes for your ATVs and snowmobiles
- Consult one of our expert recreational vehicle insurance brokers
- Choose the best offer for your ATVs and snowmobiles
- Activate your policy in just a few minutes
How much does ATV and snowmobile insurance cost in Quebec?
Depending on several factors, ATV and snowmobile insurance in Quebec generally range from $300 to $1,200 per year.
Contact Covalen for a personalized quote and the best possible rates for your off-road vehicles.
5 tips to save on your ATV and snowmobile insurance in Quebec:
- Compare specialized offers with Covalen's brokerage service.
- Install anti-theft systems on your vehicles
- Opt for secure off-season storage
- Take safe driving courses for ATVs and snowmobiles
- Group your insurance (auto, home, ATV, snowmobile) with the same insurer
In the event of theft or damage during storage, contact your insurer immediately. Coverage depends on your specific policy. Comprehensive insurance generally offers better protection in these situations.
Most standard policies exclude coverage for competitions, and special insurance is often required for these events. Consult Covalen for suitable coverage if you are participating in competitions.
Many insurers offer seasonal coverage options or the possibility of reducing certain coverages out of season. Covalen can provide you with flexible solutions that are adapted to your needs.
You can reduce costs by bundling your policies, installing anti-theft devices, taking safe driving courses, and opting for a higher deductible. Compare quotes with Covalen to find the best rate.
Generally speaking, your insurance covers occasional riders. However, it's essential to check the specific conditions of your policy and inform your insurer if the loan becomes frequent.
Modifications and accessories are only sometimes covered by standard policies. Additional coverage may be required. Consult Covalen to adjust your policy accordingly.
Off-trail coverage varies from policy to policy. Some include it, others do not.
Most standard policies cover passengers. However, it's always a good idea to check the details of your coverage, especially if you frequently carry passengers.
Yes, many insurers offer combined policies for ATVs and snowmobiles. This often saves you money on your premiums. Covalen can help you find the best-combined option.
In Quebec, liability insurance of at least $500,000 is mandatory for ATVs and snowmobiles riding on federated trails or crossing public roads.
Talk to an expert today
Call us today for a free assessment of your insurance needs and find out how we can give you the peace of mind you deserve. We're here to help.
Fill out our online form.
For a fast, free assessment of your insurance needs, please take a few moments to complete our form. One of our experts will then contact you to discuss the best protection for your situation.