Tenant insurance Tailor-made protection for your home
At Covalen, we offer policies tailored to the particularities of residential rental.
Peace of mind at a low price
We believe that peace of mind shouldn't come at a high cost. That's why we offer affordable tenant insurance, so you can protect your belongings without breaking the bank.
Whether you're a student, young professional or young family, simple, affordable renter's insurance protects your belongings against theft, fire and water damage while providing the liability coverage you need for peace of mind.
Why choose Covalen for your tenant insurance ?
Who needs tenant insurance in Quebec ?
Whether you live in an apartment building in the city or the suburbs, Covalen offers protection tailored to your specific environment.
Rented homes have unique insurance needs. Covalen ensures that your coverage meets all your personal needs.
If you share a home, Covalen offers specific coverage options to protect your interests.
Student tenants need special protection. Covalen can help you find the best coverage for your situation.
Top 5 types of rental accommodation for which Covalen specializes :
SIMPLE AND EASY QUOTE
How to obtain tenant insurance with Covalen :
- Please fill out our unique online tenant insurance form
- Receive personalized quotes for your property
- Please consult one of our expert tenant insurance brokers
- Choose the best offer for your situation
- Activate your policy in just a few minutes
How much does tenant insurance cost in Quebec ?
The cost of tenant insurance in Quebec generally ranges from $150 to $400 per year, depending on several factors.
Contact Covalen for a personalized quote and the best possible rate for your rental situation.
5 tips to save on your tenant insurance in Quebec :
- Compare specialized offers with Covalen's brokerage service
- Install security systems in your home
- Combine tenant insurance with your other policies (e.g. auto)
- Opt for a higher deductible if you have a good emergency fund
- Regularly reassess the value of your possessions to adjust your coverage
It generally covers your personal belongings and your civil liability and may include additional living expenses if your home becomes uninhabitable.
Most policies offer limited coverage for goods stolen outside the house, such as from your car or while travelling.
Landlord's insurance does not cover your personal property or civil liability. Tenant insurance protects your specific interests.
No, the structure is covered by the landlord's insurance. Your insurance covers your property and your liability in the event of accidental damage.
Make a detailed inventory of your possessions, estimating their replacement value. Remember to document this with photos or videos.
Generally, yes. Check the details of your policy, as some types of water damage may be excluded.
Yes, it covers you if someone is injured in your home or if you accidentally cause damage to others.
Opt for a higher deductible, install security devices, group your insurance (e.g. car and tenant) and compare offers from different insurers.
Subletting may require special coverage. Inform your broket / insurer of this situation so that they can adjust your policy accordingly.
Inform your insurer of your move. Your policy can often be transferred to your new address with any necessary adjustments.
Talk to an expert today
Call us today for a free assessment of your insurance needs and find out how we can give you the peace of mind you deserve. We're here to help.
Fill out our online form.
For a fast, free assessment of your insurance needs, please take a few moments to complete our form. One of our experts will then contact you to discuss the best protection for your situation.