Auto insurance Tailor-made protection for your vehicle
Our commitment goes beyond simple insurance: we work to secure your assets and your peace of mind. With Covalen, you benefit from personalized support and expertise that make all the difference in protecting your assets.
With Covalen, you benefit from optimum coverage and excellent service.
Our expert brokers listen to you, taking the time to analyze your unique situation deeply. We advise you with clarity and simplicity, enabling you to grasp your coverage's scope fully.
Choosing Covalen for your auto insurance means opting for :
Who needs auto insurance in Quebec?
Quebec law requires that all registered vehicles be insured. Covalen can help you get the right coverage for your car, truck, motorcycle or recreational vehicle.
Companies with several vehicles have specific needs. Covalen offers customized insurance solutions to protect your business assets and employees.
Whether you're the primary or occasional driver, Covalen ensures you are adequately covered. We help you understand the implications of your policy.
Whether you're a new or experienced driver, Covalen will find the best insurance to suit your profile and driving experience.
Coverage tailored to your needs :
Civil Liability
Civil liability insurance is compulsory for all drivers. It covers damage caused to third parties in the event of an at-fault accident: bodily injury, material damage and economic loss. This coverage protects the insured financially against the consequences of an accident but does not cover their damage. Its scope and cost vary according to the driver's profile and the vehicle insured.
Collision or upset
Collision and upset insurance protect your vehicle against damage from collisions with another vehicle, object, or rollover. It covers repairs or replacement of your car, regardless of fault. This coverage benefits new or high-value vehicles, offering complete financial protection in the event of an accident.
Comprehensive
All risks except collision and upset protect your vehicle against various perils, excluding collision and hit-and-run. It covers damage caused by theft, vandalism, fire, falling objects and natural disasters. This coverage provides extensive protection for your car against unforeseen events, ensuring your peace of mind in the face of everyday risks
Additional protection and options
Complementary protection enhances your peace of mind. Here are three examples: A file protector prevents premium increases after an accident. Replacement value ensures equivalent replacement in the event of total loss. 24/7 roadside assistance offers towing and breakdown assistance. These options can be adapted to your needs for personalized protection.
Top 5 vehicle types for which Covalen specializes:
SIMPLE AND EASY QUOTATION
How to obtain car insurance with Covalen :
- Fill out our online form
- Receive personalized quotes
- Consult one of our expert brokers
- Choose the best offer
- Activate your policy in minutes
How much does auto insurance cost in Quebec?
Auto insurance in Quebec generally ranges from $600 to $1,500 per year, depending on several factors.
Contact Covalen for a personalized quote and the best possible rates.
Seven tips to save on your car insurance in Quebec :
- Compare quotes with Covalen's brokerage service
- Opt for a higher deductible
- Combine your insurance (auto, home, etc.)
- Install an approved anti-theft device
- Take advantage of discounts
- Maintain a good credit rating
- Update your policy regularly
Generally but check your policy and inform your insurer if someone regularly uses your vehicle.
Civil liability covers damage caused to others. All perils insurance (section B) adds protection for your vehicle.
The amount you pay before the insurance covers the rest. A higher deductible generally reduces your premium.
Comparez les offres, augmentez votre franchise, groupez vos polices, et installez des dispositifs antivol.
Usually, insurance follows the vehicle, not the driver. Check the vehicle owner's policy.
It can reduce your premium, as it reduces the risk of theft. Inform your insurance broker of any installation.
Generally, not. Your home insurance often covers these items.
In Quebec, civil liability insurance of at least $50,000 is mandatory, but $1 to $2 million is recommended.
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never admit your responsibility.
Generally, yes, for the United States and Canada. For other countries, extended coverage may be required. Call your insurance broker before leaving to make sure you are well protected.
A good driving record can reduce your premium, while infractions or accidents can increase it.
It guarantees the replacement of your vehicle with an equivalent new model in the event of total loss, without depreciation.
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Talk to an expert today
Call us today for a free assessment of your insurance needs and find out how we can give you the peace of mind you deserve. We're here to help.
Fill out our online form.
For a fast, free assessment of your insurance needs, please take a few moments to complete our form. One of our experts will then contact you to discuss the best protection for your situation.