Boat and watercraft insurance Tailor-made protection for your boating adventures

In Quebec, there is no mandatory insurance for pleasure boats. However, liability insurance of at least $1 million is strongly recommended to protect your assets in the event of an accident.

Most comprehensive policies cover weather damage. Check your policy for specific exclusions, especially for major events like hurricanes.

Many insurers offer seasonal coverage options or the possibility of reducing certain coverages out of season. Covalen can provide you with flexible solutions that are adapted to your needs.

Most policies cover occasional drivers. However, check the specific conditions of your policy, especially if the loan becomes frequent or if your friend uses the boat regularly.

You can reduce your costs by taking boating safety courses, installing additional safety equipment, opting for a higher deductible, and bundling your insurance policies. Compare offers to find the best rate.

Some standard policies include coverage for water sports, while others do not. Check your policy and consider additional coverage if necessary.

Coverage for international travel varies from policy to policy. Inform your insurer of your travel plans and check whether an extension of coverage is required.

Many policies include coverage for accidental pollution. However, limits and conditions vary. Check your policy to understand the extent of your coverage.

Generally, yes. Fixed equipment is often included, but removable equipment may require additional coverage. Make an inventory and discuss it with your insurer.

Contactez immédiatement votre assureur et la police. La couverture dépend de votre police spécifique. Assurez-vous d'avoir une assurance tous risques qui couvre le vol et le vandalisme, même pendant l'entreposage.