High-value Insurance Tailored protection for your exceptional assets

High-value goods are generally appraised by specialized independent experts. These detailed appraisals ensure adequate coverage and facilitate the claims process.

Prestige home insurance offers higher coverage limits, more extensive protection for valuable possessions, and often personalized services not available with standard policies.

These policies generally offer extensive protection against natural disasters, often with higher limits and fewer exclusions than standard policies.

Specialist insurers often provide policies that can cover multiple residences under a single policy, with options tailored to the specifics of second homes.

Yes, high-value policies often include specific coverage for these items. Endorsement or separate policies may be required for optimum protection.

Many high-end policies provide worldwide coverage for personal property, including while travelling.

These policies generally offer higher liability limits and may include coverage for libel, slander and other specific risks.

We recommend that you carry out regular (usually annual) valuations of your possessions and review your policy with your insurer to adjust coverage in line with changes in the value of your possessions.

Yes, these policies can consist of services such as crisis management, art restoration, or access to personal security advisors.

Many policies for high-value goods offer coverage during transport. However, checking the specific conditions and informing your broker / insurer before any significant move is essential.

Standard home insurance generally offers limited coverage for valuables. For adequate protection, a particular policy or high-value rider is often required.

Inform your insurer regularly of any changes in value. Annual reassessments are recommended, and some policies offer automatic protection for new acquisitions for a limited period.

Specialized policies for high-value items often include expert restoration. Check the details of your coverage and consider additional options if necessary.

High-end policies may include automatic coverage for renovations, but it's essential to inform the insurer of significant work to adjust coverage if necessary.

Many policies offer agreed value coverage for collectibles, thus avoiding depreciation problems. Regular appraisals help maintain adequate coverage.

Valuable items are usually appraised by independent experts. These detailed valuations, often accompanied by photos and documentation, ensure appropriate coverage.

Many high-value policies cover items stored outside the home, including in bank safety deposit boxes. Inform your insurer of the location of your belongings.

For unique items, insurers may offer a fixed "agreed value." In a total loss, this predetermined value is paid out without depreciation.

High-end policies often offer worldwide coverage. Check the limits and conditions of your policy, and inform your insurer of extended trips or the movement of essential goods.

Yes, some insurers offer flexible policies for dynamic collections. These policies can include automatic protection for new acquisitions and regular coverage adjustments.