Commercial Truck Insurance Trucking insurance solutions for fleets and valets
In a country as vast as Canada, road transportation is more than just a service-it's the lifeline that keeps our economy moving.
At Covalen, we understand that every mile your trucks travel represents an opportunity and a challenge.
Whether you run a large fleet or are an independent valet, transport broker, or warehouse worker, your business depends on your ability to deliver goods safely and on time. Commercial trucking insurance plays a crucial role in this process.
Why Covalen?
Our commercial trucking insurance insurance expertise goes beyond protecting your vehicles and cargo. We offer innovative solutions that adapt to the rapid evolution of your industry, whether it's new regulations, emerging technologies or changes in supply chains.
From small local trucking companies to large national fleets, we tailor coverage that protects your assets, reputation, and future growth. Our proactive approach to risk management allows you to focus on what you do best: delivering on time and safely, whatever the conditions.
With Covalen as your partner, your peace of mind extends far beyond the road. Let's work together to ensure the continuity and success of your transport business, mile after mile.
Why is insurance essential in road transport?
- Protection against the unexpected : Roads are unpredictable. Accidents, extreme weather conditions or mechanical breakdowns can happen at any time. The right insurance gives you the peace of mind to deal with the unexpected.
- Business continuity : In the event of an incident, the right insurance cover can make the difference between a temporary interruption and a permanent halt to your business. It helps you get back on your feet quickly.
- Civil liability : Transporting goods involves a great deal of responsibility. Insurance protects you against potential claims related to damage to transported goods or third parties.
- Customer confidence : Being well-insured inspires confidence in your customers. It demonstrates your professionalism and commitment to protecting their interests.
- Risk management : More than just coverage, good transport insurance helps you to identify and proactively manage the risks inherent in your business.
Trucking insurance is much more than a legal obligation: it's the cornerstone of your success.
At Covalen, we understand your unique challenges and offer tailor-made solutions. Our goal? To enable you to do what you do best: drive the economy, one journey at a time.
Risk management expertise: Your competitive edge
At Covalen, we go beyond insurance. Our team includes specialized transportation risk management experts who have been recognized in the industry for many years. This expertise brings a unique perspective to every case.
Our customized consulting service enables you to :
- Identify risks specific to your transportation operation
- Develop customized training strategies to minimize these risks
- Optimize your insurance coverage according to your risk profile
- Improve the safety of your operations and potentially reduce your premiums
Whether you manage a large fleet or are an independent valet, our risk management expertise will help you navigate the complexities of modern road transport, strengthening your company's resilience and competitiveness.
Insurance solutions for all transport players
At Covalen, we understand that the transportation industry is diverse and complex. Our expertise covers a wide range of activities, offering tailor-made insurance solutions for every segment of the sector :
Whether you manage a small local fleet or a large national transport company, we have the solutions to protect your vehicles, drivers and cargo. Our personalized approach considers the size of your fleet, routes, and specific coverage needs.
As an owner-operator, your vehicle is your work tool and your business. We offer comprehensive insurance policies that protect your truck and your income in the event of business interruption. We aim to enable you to concentrate on the road with complete peace of mind.
Transport brokers play a crucial role in the logistics chain. We offer specialized coverage against your unique risks, including professional liability and goods-in-transit protection. Our insurance helps you maintain the confidence of your customers and partners.
Cargo security doesn't stop on the road. For warehouse workers, we offer solutions that cover the risks associated with storage, handling and distribution. Whether you need protection against damage, theft or other covered risks, our insurance helps you secure every aspect of your operations.
Whatever your place in the transportation industry, Covalen has the expertise and solutions to protect your business and support your growth.
Contact us today to find out how we can customize your insurance coverage.
Our team of transport insurance experts
At Covalen, our strength lies in our dedicated transport insurance professionals. With in-depth experience in road transport and risk management, our experts understand your day-to-day challenges. From strategy to claims management, we're here to protect your business and stimulate growth with tailor-made solutions.
Main coverages
- Commercial automobile Insurance :
- Automobile Liability Insurance : This covers damage you may cause to others (bodily injury or property damage) while operating your vehicle.
- Vehicle physical damage insurance : Covers your trucks against collision, theft and other damage.
- Cargo insurance : Covers the goods you transport against loss or damage in transit.
- Commercial General Liability insurance : Protects your business against the financial consequences of harm inflicted on a third party. In other words, if your company is responsible for an accident or incident that results in injury, property damage or consequential loss to another person, this insurance covers the associated costs.
- Business Interruption Insurance : Compensate for loss of income in the event of business interruption.
- Pollution insurance : Covers environmental risks associated with transporting goods.
- Cyber insurance : Protect your fleet management systems and data against cyber attacks.
Benefits of our transport insurance
- Customized solutions tailored to the size and nature of your fleet
- Comprehensive coverage for your vehicles, cargo and liabilities
- Expertise in assessing risks specific to road transport
- Efficient claims management with 24/7 support
- Advice on risk prevention and road safety optimization
Secure your fleet and cargo today.
Contact our team of experts for a personalized assessment of your transport insurance needs.
It depends on your policy. Specific coverage for refrigerated goods is often required. We can customize your policy to include this protection. Talk to your broker.
A "3-head" policy is a type of coverage specific to the transportation industry, mainly used for commercial trucks. It gets its name from the fact that it covers three distinct aspects under a single policy :
- Commercial automobile insurance
- Third-party liability: Covers damage you may cause to others (bodily injury or property damage) while operating your vehicle.
- Vehicle Damage: This policy protects your vehicle against damage, whether caused by collision or other causes (theft, vandalism, etc.).
- Cargo insurance: Covers the goods you transport against loss or damage during transit.
- Commercial General Liability insurance: Protects your business against the financial consequences of harm inflicted on a third party. In other words, if your company is responsible for an accident or incident that results in injury, property damage or consequential loss to another person, this insurance covers the associated costs.
Several strategies can help reduce your premiums :
- Invest in ongoing training for your drivers.
- Implementing a safety and risk prevention program
- Installing safety technologies in your vehicles (GPS, onboard cameras, etc.)
- Opt for a higher deductible if cash flow permits.
- Consolidate your various insurance policies with a single insurer.
Our experts can advise you on the best options for optimizing your coverage while controlling costs.
It protects your fleet management systems, GPS tracking systems and customer data against cyber attacks. It can also cover system interruption losses and much more !
Coverage for cross-border operations depends on your specific policy. Generally speaking, standard insurance does not automatically cover operations in the USA. You'll probably need extended coverage or a particular policy for cross-border operations.
At Covalen, we can tailor your policy to include adequate coverage for your international activities, considering both countries' regulatory requirements.
Essential coverages generally include :
- Commercial automobile insurance
- Cargo insurance
- Commercial general liability insurance
- Business interruption insurance
The exact combination will depend on your specific business. At Covalen, we analyze your needs and tailor our coverage.