Cottage and second home insurance in Quebec Customized protection for your haven with Covalen
At Covalen, we offer policies tailored to the specific needs of second homes.
Your cottage is more than just a second home - it's your natural haven.
Our team of specialist brokers at Covalen will guide you to the best protection for your piece of paradise, whether by the lake, in the mountains or the forest. Trust us to ensure your peace of mind and enjoy your time away from it all, summer or winter.
Why choose Covalen for your cottage insurance ?
Who needs cottage insurance in Quebec :
Whether your cottage is by the lake, in the mountains or the woods, Covalen offers protection tailored to your specific environment.
Vacation condos have unique insurance needs. Covalen ensures that your coverage fills the gaps between the building's insurance and your personal needs.
If you rent out your cottage on a short-term basis, Covalen offers specific coverage options to protect your interests.
Old or historic cottages require special protection. Covalen can help you find the best coverage to preserve your heritage.
Top 5 types of secondary properties that Covalen specializes in :
SIMPLE AND EASY QUOTE
How to get cottage insurance with Covalen :
- Fill out our special online form for second homes
- Receive personalized quotes for your cottage
- Consult one of our expert vacation insurance brokers
- Choose the best offer for your second home
- Activate your policy in just a few minutes
How much does cottage insurance cost in Quebec ?
The cost of cottage insurance in Quebec generally ranges from $500 to $1,500 per year, depending on several factors.
Contact Covalen for a personalized quote and the best possible rates for your vacation home.
5 tips for saving on cottage insurance in Quebec :
- Compare specialized offers with Covalen's brokerage service.
- Install security systems adapted to second homes
- Combine your cottage insurance with your other policies
- Opt for a higher deductible if your cottage is seldom used
- Carry out renovations to modernize your cottage's systems
Often yes, but check the details of your policy. Certain types of damage may be excluded or limited.
Short-term rentals may require additional coverage. Inform your insurer of this activity.
Cottage insurance considers specific risks such as prolonged vacancy, remoteness and seasonal activities.
Generally, yes, but certain events, such as floods, may require special coverage. Check the details of your policy.
Generally not. Cottages require a separate insurance policy because of their specific risks.
Contact your broker immediately. Document the damage and take steps to prevent further damage.
Install security systems, consolidate your policies, increase your deductible, and conduct regular inspections.
It offers adequate protection but may require regular inspections or remote monitoring systems.
Remoteness can increase premiums due to increased risks and longer response times in the event of a claim.
Only sometimes automatically. These items may require additional coverage or a separate policy.
Talk to an expert today
Call us today for a free assessment of your insurance needs and find out how we can give you the peace of mind you deserve. We're here to help.
Fill out our online form.
For a fast, free assessment of your insurance needs, please take a few moments to complete our form. One of our experts will then contact you to discuss the best protection for your situation.