Condo and condominium insurance Protection as Unique as Your Home
At Covalen, we offer policies tailored to the specific needs of condominiums.
A Lifestyle Worth Protecting
Condo ownership is not just a property investment; it's a lifestyle worth protecting. At Covalen, we understand the unique needs of condo owners and can help you choose the right protection for your home.
Why choose Covalen for your condo insurance ?
Who needs condo insurance in Quebec ?
Whether you live in a city high-rise or a suburban complex, Covalen offers protection tailored to your specific environment.
Lofts have unique insurance needs. Covalen ensures that your coverage meets all your personal needs.
If you own a condominium townhouse, Covalen offers specific coverage options.
High-end condos require special protection. Covalen can help you find the best coverage for your situation.
Top 5 types of condominiums in which Covalen specializes :
SIMPLE AND EASY QUOTE
How to obtain condo insurance with Covalen :
- Fill out our unique online condo insurance form
- Receive personalized quotes for your condo
- Consult one of our expert condominium insurance brokers
- Choose the best offer for your situation
- Activate your policy in just a few minutes
How much does condo insurance cost in Quebec?
The cost of condo insurance in Quebec generally ranges from $300 to $800 a year, depending on several factors.
Contact Covalen for a personalized quote and the best possible rate for your condominium.
5 tips to save on your Quebec condo insurance :
- Compare specialized offers with Covalen's brokerage service.
- Install additional security systems in your unit
- Combine condo insurance with your other policies (e.g. auto)
- Opt for a higher deductible if you have a good emergency fund
- Regularly reassess the value of your improvements and possessions to adjust your coverage.
Condo insurance explicitly covers your unit and improvements, in addition to the syndicate's insurance, unlike home insurance, which covers the entire property.
Short-term rentals may require special coverage. Inform your broker of this activity so your policy can be adjusted accordingly.
Contact the syndicate and your insurer immediately. Your condo insurance may cover damage to your unit, regardless of the origin of the damage.
The syndicate's insurance generally covers the structure and common areas. You must insure your personal property, tenant improvements and civil liability.
Your insurance may cover such damage, but the insurer could take action against the co-owner responsible or his insurance.
Building appraisals can influence the coverage required for your unit. Stay informed of recent appraisals so you can adjust your insurance accordingly.
The syndicate's insurance should cover your liability as a director, but check and consider additional coverage if necessary.
Make a detailed inventory of all the improvements made to your unit since its initial construction and estimate their current replacement value.
Yes, tenant insurance is recommended to protect personal property and civil liability.
Common areas are covered by the syndicate's insurance. Your insurance may cover your share in the event of a high deductible.
Talk to an expert today
Call us today for a free assessment of your insurance needs and find out how we can give you the peace of mind you deserve. We're here to help.
Fill out our online form.
For a fast, free assessment of your insurance needs, please take a few moments to complete our form. One of our experts will then contact you to discuss the best protection for your situation.