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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
High-end policies often offer worldwide coverage. Check the limits and conditions of your policy, and inform your insurer of extended trips or the movement of essential goods.
Many policies offer agreed value coverage for collectibles, thus avoiding depreciation problems. Regular appraisals help maintain adequate coverage.
Yes, some insurers offer flexible policies for dynamic collections. These policies can include automatic protection for new acquisitions and regular coverage adjustments.
Inform your insurer regularly of any changes in value. Annual reassessments are recommended, and some policies offer automatic protection for new acquisitions for a limited period.
Specialized policies for high-value items often include expert restoration. Check the details of your coverage and consider additional options if necessary.
For unique items, insurers may offer a fixed "agreed value." In a total loss, this predetermined value is paid out without depreciation.
Many policies for high-value goods offer coverage during transport. However, checking the specific conditions and informing your broker / insurer before any significant move is essential.
Standard home insurance generally offers limited coverage for valuables. For adequate protection, a particular policy or high-value rider is often required.
Valuable items are usually appraised by independent experts. These detailed valuations, often accompanied by photos and documentation, ensure appropriate coverage.
Specialist insurers often provide policies that can cover multiple residences under a single policy, with options tailored to the specifics of second homes.
These policies generally offer higher liability limits and may include coverage for libel, slander and other specific risks.
Yes, these policies can consist of services such as crisis management, art restoration, or access to personal security advisors.