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Most all-risk policies cover such damage, but check for specific exclusions, especially for major events like hurricanes.

Contact your insurer and the police immediately. Make sure you have comprehensive coverage that protects your RV even during storage.

Many insurers offer seasonal policies or the possibility of reducing certain coverages out of season. Discuss your options with your broker.

Most policies cover travel to the U.S., but Mexico may require an extension. Check your coverage before you travel.

Yes, many RV policies include specialized roadside assistance tailored to the specific needs of large vehicles.

Most policies cover original equipment, but added accessories may require additional coverage. Check with your broker.

A standard policy may not be sufficient. Inform your insurer of this use to obtain coverage adapted to "full-timers."

RV insurance offers more extensive coverage, including interior equipment, personal effects and often specialized roadside assistance, than standard auto insurance.

Generally, no. Your RV requires a separate insurance policy, even when parked at home.

Most policies include coverage for additional living expenses if you need to relocate temporarily. Contact your insurer immediately.

Generally, yes, for civil liability, but damage to your own home caused by your pets may be excluded.

The amount you pay out of pocket before the insurance covers the rest. A higher deductible generally reduces your premium.