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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
It compensates you for lost revenue and additional costs if your production is interrupted by a covered loss, such as fire or major equipment failure. It can also cover interruptions at your key suppliers.
Coverage for international travel varies from policy to policy. Inform your insurer of your travel plans and check whether an extension of coverage is required.
You can reduce your costs by taking boating safety courses, installing additional safety equipment, opting for a higher deductible, and bundling your insurance policies. Compare offers to find the best rate.
Some standard policies include coverage for water sports, while others do not. Check your policy and consider additional coverage if necessary.
Many policies include coverage for accidental pollution. However, limits and conditions vary. Check your policy to understand the extent of your coverage.
Contactez immédiatement votre assureur et la police. La couverture dépend de votre police spécifique. Assurez-vous d'avoir une assurance tous risques qui couvre le vol et le vandalisme, même pendant l'entreposage.
Most comprehensive policies cover weather damage. Check your policy for specific exclusions, especially for major events like hurricanes.
Generally, yes. Fixed equipment is often included, but removable equipment may require additional coverage. Make an inventory and discuss it with your insurer.
Most policies cover occasional drivers. However, check the specific conditions of your policy, especially if the loan becomes frequent or if your friend uses the boat regularly.
Many insurers offer seasonal policies or the possibility of reducing certain coverages out of season. Talk to your broker about the options best suited to your use.
In Quebec, there is no mandatory insurance for pleasure boats. However, liability insurance of at least $1 million is strongly recommended to protect your assets in the event of an accident.
Many high-value policies cover items stored outside the home, including in bank safety deposit boxes. Inform your insurer of the location of your belongings.
