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Usually, insurance follows the vehicle, not the driver. Check the vehicle owner's policy.

Generally, not. Your home insurance often covers these items.

Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never admit your responsibility.

The amount you pay before the insurance covers the rest. A higher deductible generally reduces your premium.

Civil liability covers damage caused to others. All perils insurance (section B) adds protection for your vehicle.

Generally but check your policy and inform your insurer if someone regularly uses your vehicle.

Comparez les offres, augmentez votre franchise, groupez vos polices, et installez des dispositifs antivol.

In Quebec, civil liability insurance of at least $50,000 is mandatory, but $1 to $2 million is recommended.

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