Foire aux questions

It guarantees the replacement of your vehicle with an equivalent new model in the event of total loss, without depreciation.

Generally, yes, for the United States and Canada. For other countries, extended coverage may be required. Call your insurance broker before leaving to make sure you are well protected.

Usually, insurance follows the vehicle, not the driver. Check the vehicle owner's policy.

Generally, not. Your home insurance often covers these items.

The amount you pay before the insurance covers the rest. A higher deductible generally reduces your premium.

Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never admit your responsibility.

Civil liability covers damage caused to others. All perils insurance (section B) adds protection for your vehicle.

Generally but check your policy and inform your insurer if someone regularly uses your vehicle.

Comparez les offres, augmentez votre franchise, groupez vos polices, et installez des dispositifs antivol.

In Quebec, civil liability insurance of at least $50,000 is mandatory, but $1 to $2 million is recommended.