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More experience and an impeccable driving record can reduce your premiums. Novice drivers generally pay more.

Yes, but some insurers offer partial winter suspension options. Check with your insurer.

No, motorcycles require separate insurance from cars.

Contact the police and your insurer immediately. Provide all the necessary details and documents to facilitate the claim.

Take driving courses, opt for a higher deductible, install an anti-theft system, and group your insurance. Compare offers regularly.

Generally, yes, but check your policy. Some may have restrictions or require specific mention of passengers.

Not always automatically. Inform your insurer of modifications and consider additional coverage for accessories.

Liability insurance of at least $50,000 is mandatory, but coverage of $1 to $2 million is recommended.

It can reduce your premium, as it reduces the risk of theft. Inform your insurance broker of any installation.

Generally, yes, for the United States and Canada. For other countries, extended coverage may be required. Call your insurance broker before leaving to make sure you are well protected.

It guarantees the replacement of your vehicle with an equivalent new model in the event of total loss, without depreciation.

A good driving record can reduce your premium, while infractions or accidents can increase it.

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