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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Special policies are available for long-term unoccupied properties like estate homes.
Your liability insurance should cover this, but check your policy details.
Generally, some extreme events may require additional coverage.
Always inform your broker/insurer of any property occupancy change.
Yes, but make sure your policy includes explicitly this coverage.
Yes, specific policies exist for unoccupied properties undergoing renovation.
Yes, but check the policy details, as some types of water damage may be excluded.
Install security systems, conduct regular inspections and choose a higher deductible.
Vacant homes present unique risks (vandalism, undetected damage) that are not covered by standard policies.
Generally, special insurance is required after 30 to 60 days of vacancy.
It can reduce your premium, as it reduces the risk of theft. Inform your insurance broker of any installation.
A good driving record can reduce your premium, while infractions or accidents can increase it.
