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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Generally, some extreme events may require additional coverage.
Special policies are available for long-term unoccupied properties like estate homes.
Your liability insurance should cover this, but check your policy details.
Always inform your broker/insurer of any property occupancy change.
Yes, but make sure your policy includes explicitly this coverage.
Yes, specific policies exist for unoccupied properties undergoing renovation.
Install security systems, conduct regular inspections and choose a higher deductible.
Yes, but check the policy details, as some types of water damage may be excluded.
Vacant homes present unique risks (vandalism, undetected damage) that are not covered by standard policies.
Generally, special insurance is required after 30 to 60 days of vacancy.
Generally, yes, for civil liability, but damage to your own home caused by your pets may be excluded.
Most policies include coverage for additional living expenses if you need to relocate temporarily. Contact your insurer immediately.
