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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Generally speaking, it can affect your file for 3 to 5 years, or even longer, depending on the insurer.
Yes, you can, but you'll probably have to go through insurers who specialize in high risks.
Potentially, especially if you are the principal owner or a key executive. Each situation is evaluated individually.
Demonstrate your rehabilitation, maintain a good credit record and consider anger management courses if applicable.
Consult a broker specializing in high-risk cases or consider non-standard insurance options.
It depends on the crime. Driving offences will have a more significant impact on auto insurance.
It varies, but generally for several years. Some insurers may reconsider after an incident-free period.
Yes, but you may need a specialized insurer or pay higher premiums.
Probably yes. Premiums are generally higher for people with a criminal record.
Yes, it's crucial to be honest. Failure to disclose could invalidate your policy.
Yes, you can, but it can be more complex and costly. There are specialized insurers for these situations.
No, the impact varies according to the nature and seriousness of the crime, as well as the time elapsed since the conviction.