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Driving without a license generally invalidates your insurance. Claims are likely to be denied, and you risk prosecution.

You can usually add other drivers to your policy, even if you can't drive yourself.

You can usually keep your insurance, but you must inform your insurer and adjust your policy.

It's crucial to inform your insurer immediately to avoid coverage problems.

Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.

You can try, especially if specific claims were beyond your control, but insurers generally have the right to cancel in such cases.

Mainly the insurance concerned (car, home, etc.), but it can affect other types of insurance too.

This varies from insurer to insurer, but three or more claims in 3 years can generally be considered frequent.

Demonstrate steps taken to reduce future risks, consider a higher deductible, and be prepared to pay higher premiums initially.

Yes, some insurers specialize in high-risk cases, including those with a history of frequent claims.

Yes, it's crucial to be honest. Failure to disclose this information could invalidate your new policy.

our premiums will probably be higher, as you'll be considered a high-risk customer.

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