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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Your premiums will probably increase significantly once your license is reinstated due to the increased risk.
Driving without a license generally invalidates your insurance. Claims are likely to be denied, and you risk prosecution.
It's crucial to inform your insurer immediately to avoid coverage problems.
You can usually keep your insurance, but you must inform your insurer and adjust your policy.
Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.
Mainly the insurance concerned (car, home, etc.), but it can affect other types of insurance too.
You can try, especially if specific claims were beyond your control, but insurers generally have the right to cancel in such cases.
This varies from insurer to insurer, but three or more claims in 3 years can generally be considered frequent.
Demonstrate steps taken to reduce future risks, consider a higher deductible, and be prepared to pay higher premiums initially.
Yes, some insurers specialize in high-risk cases, including those with a history of frequent claims.
Yes, it's crucial to be honest. Failure to disclose this information could invalidate your new policy.
Generally speaking, it can affect your file for 3 to 5 years, or even longer, depending on the insurer.
