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Yes, liability coverage tailored to short-term rentals is strongly recommended.

Specific short-term rental insurance usually covers such damage beyond what Airbnb coverage offers.

Often, yes, but check the details of your policy. Some may have exclusions or limits.

Yes. Failure to do so could invalidate your insurance policy in case of a claim.

It covers specific damage caused by guests but has limitations. Personal insurance is strongly recommended.

Usually not. Specific insurance or an endorsement is required to cover the risks associated with short-term rentals.

Take driving lessons, maintain a clean driving record, and consider a higher deductible.

Yes, most insurers allow you to maintain a policy during a temporary suspension, but with adjustment.

Yes, but you'll probably be considered a high-risk driver and pay higher premiums.

Some insurers specialize in high-risk cases, including those with a history of license suspension.

The impact can last several years, even after your licence is reinstated, depending on the reason for the suspension.

You can usually add other drivers to your policy, even if you can't drive yourself.

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