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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
The amount you pay out of pocket before the insurance covers the rest. A higher deductible generally reduces your premium.
Working from home may require additional coverage. Inform your insurer of your situation.
Yes, but with limits. For complete protection of high-value items, consider specific endorsements or policies.
Most policies cover certain natural disasters, but events such as earthquakes or floods may require special coverage.
Install security systems, increase deductibles, consolidate policies, and maintain good credit. Compare offers regularly.
Yes, notify your broker/ insurer of any major renovations. This can affect the value of your home and your coverage.
Replacement cost reimburses the replacement cost without depreciation, while actual value considers wear and tear and depreciation.
It is not automatic, but certain types of water damage (such as flooding) may require additional coverage. Check the details of your policy.
It can reduce your premium, as it reduces the risk of theft. Inform your insurance broker of any installation.
Generally, yes, for the United States and Canada. For other countries, extended coverage may be required. Call your insurance broker before leaving to make sure you are well protected.
A good driving record can reduce your premium, while infractions or accidents can increase it.
It guarantees the replacement of your vehicle with an equivalent new model in the event of total loss, without depreciation.
