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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Working from home may require additional coverage. Inform your insurer of your situation.
The amount you pay out of pocket before the insurance covers the rest. A higher deductible generally reduces your premium.
Yes, but with limits. For complete protection of high-value items, consider specific endorsements or policies.
Yes, notify your broker/ insurer of any major renovations. This can affect the value of your home and your coverage.
Most policies cover certain natural disasters, but events such as earthquakes or floods may require special coverage.
Install security systems, increase deductibles, consolidate policies, and maintain good credit. Compare offers regularly.
It is not automatic, but certain types of water damage (such as flooding) may require additional coverage. Check the details of your policy.
Replacement cost reimburses the replacement cost without depreciation, while actual value considers wear and tear and depreciation.
