Foire aux questions

It can reduce your premium, as it reduces the risk of theft. Inform your insurance broker of any installation.

A good driving record can reduce your premium, while infractions or accidents can increase it.

Generally, yes, for the United States and Canada. For other countries, extended coverage may be required. Call your insurance broker before leaving to make sure you are well protected.

It guarantees the replacement of your vehicle with an equivalent new model in the event of total loss, without depreciation.

Generally, not. Your home insurance often covers these items.

Usually, insurance follows the vehicle, not the driver. Check the vehicle owner's policy.

Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never admit your responsibility.

The amount you pay before the insurance covers the rest. A higher deductible generally reduces your premium.

Civil liability covers damage caused to others. All perils insurance (section B) adds protection for your vehicle.

Comparez les offres, augmentez votre franchise, groupez vos polices, et installez des dispositifs antivol.

Generally but check your policy and inform your insurer if someone regularly uses your vehicle.

In Quebec, civil liability insurance of at least $50,000 is mandatory, but $1 to $2 million is recommended.