Foire aux questions

Many policies for high-value goods offer coverage during transport. However, checking the specific conditions and informing your broker / insurer before any significant move is essential.

Specialist insurers often provide policies that can cover multiple residences under a single policy, with options tailored to the specifics of second homes.

These policies generally offer higher liability limits and may include coverage for libel, slander and other specific risks.

We recommend that you carry out regular (usually annual) valuations of your possessions and review your policy with your insurer to adjust coverage in line with changes in the value of your possessions.

Yes, these policies can consist of services such as crisis management, art restoration, or access to personal security advisors.

Yes, high-value policies often include specific coverage for these items. Endorsement or separate policies may be required for optimum protection.

These policies generally offer extensive protection against natural disasters, often with higher limits and fewer exclusions than standard policies.

High-end policies may include automatic coverage for renovations, but it's essential to inform the insurer of significant work to adjust coverage if necessary.

Many high-end policies provide worldwide coverage for personal property, including while travelling.

High-value goods are generally appraised by specialized independent experts. These detailed appraisals ensure adequate coverage and facilitate the claims process.

Prestige home insurance offers higher coverage limits, more extensive protection for valuable possessions, and often personalized services not available with standard policies.

Opt for a higher deductible, install safety devices, take RV driving courses, and bundle your insurance policies. Compare quotes to find the best rate.