Foire aux questions

It is crucial because real estate decisions often involve significant investments and can affect many stakeholders. It protects executives against personal lawsuits related to their professional decisions.

It covers clean-up costs, damages and legal fees related to pollution or contamination problems on your properties, whether pre-existing or new.

It protects against risks associated with tenant data, property management systems and intelligent building technologies, covering the costs of data breaches, business interruption and liability.

Inform your insurer of your move. Your policy can often be transferred to your new address with any necessary adjustments.

Opt for a higher deductible, install security devices, group your insurance (e.g. car and tenant) and compare offers from different insurers.

Generally, yes. Check the details of your policy, as some types of water damage may be excluded.

Subletting may require special coverage. Inform your broket / insurer of this situation so that they can adjust your policy accordingly.

Yes, it covers you if someone is injured in your home or if you accidentally cause damage to others.

It generally covers your personal belongings and your civil liability and may include additional living expenses if your home becomes uninhabitable.

No, the structure is covered by the landlord's insurance. Your insurance covers your property and your liability in the event of accidental damage.

Most policies offer limited coverage for goods stolen outside the house, such as from your car or while travelling.

Make a detailed inventory of your possessions, estimating their replacement value. Remember to document this with photos or videos.