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It generally covers damage to your motorcycle (collision, theft, vandalism) and third-party liability. Check the specific details of the policy.

Generally, yes, for Canada and the United States. For other destinations, check with your insurer and consider extending your coverage.

More experience and an impeccable driving record can reduce your premiums. Novice drivers generally pay more.

Yes, but some insurers offer partial winter suspension options. Check with your insurer.

Contact the police and your insurer immediately. Provide all the necessary details and documents to facilitate the claim.

No, motorcycles require separate insurance from cars.

Take driving courses, opt for a higher deductible, install an anti-theft system, and group your insurance. Compare offers regularly.

Not always automatically. Inform your insurer of modifications and consider additional coverage for accessories.

Generally, yes, but check your policy. Some may have restrictions or require specific mention of passengers.

Liability insurance of at least $50,000 is mandatory, but coverage of $1 to $2 million is recommended.

Most standard policies exclude coverage for competitions, and special insurance is often required for these events. Consult Covalen for suitable coverage if you are participating in competitions.

You can reduce costs by bundling your policies, installing anti-theft devices, taking safe driving courses, and opting for a higher deductible. Compare quotes with Covalen to find the best rate.