Foire aux questions

Generally, yes, but check your policy. Some may have restrictions or require specific mention of passengers.

Liability insurance of at least $50,000 is mandatory, but coverage of $1 to $2 million is recommended.

Most standard policies exclude coverage for competitions, and special insurance is often required for these events. Consult Covalen for suitable coverage if you are participating in competitions.

You can reduce costs by bundling your policies, installing anti-theft devices, taking safe driving courses, and opting for a higher deductible. Compare quotes with Covalen to find the best rate.

Many insurers offer seasonal coverage options or the possibility of reducing certain coverages out of season. Covalen can provide you with flexible solutions that are adapted to your needs.

Generally speaking, your insurance covers occasional riders. However, it's essential to check the specific conditions of your policy and inform your insurer if the loan becomes frequent.

Modifications and accessories are only sometimes covered by standard policies. Additional coverage may be required. Consult Covalen to adjust your policy accordingly.

In the event of theft or damage during storage, contact your insurer immediately. Coverage depends on your specific policy. Comprehensive insurance generally offers better protection in these situations.

Yes, many insurers offer combined policies for ATVs and snowmobiles. This often saves you money on your premiums. Covalen can help you find the best-combined option.

Off-trail coverage varies from policy to policy. Some include it, others do not.

Most standard policies cover passengers. However, it's always a good idea to check the details of your coverage, especially if you frequently carry passengers.

In Quebec, liability insurance of at least $500,000 is mandatory for ATVs and snowmobiles riding on federated trails or crossing public roads.