Foire aux questions
Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
A standard policy may not be sufficient. Inform your insurer of this use to obtain coverage adapted to "full-timers."
Generally, no. Your RV requires a separate insurance policy, even when parked at home.
RV insurance offers more extensive coverage, including interior equipment, personal effects and often specialized roadside assistance, than standard auto insurance.
Generally, yes, for civil liability, but damage to your own home caused by your pets may be excluded.
Most policies include coverage for additional living expenses if you need to relocate temporarily. Contact your insurer immediately.
Working from home may require additional coverage. Inform your insurer of your situation.
The amount you pay out of pocket before the insurance covers the rest. A higher deductible generally reduces your premium.
Yes, but with limits. For complete protection of high-value items, consider specific endorsements or policies.
Install security systems, increase deductibles, consolidate policies, and maintain good credit. Compare offers regularly.
Most policies cover certain natural disasters, but events such as earthquakes or floods may require special coverage.
Yes, notify your broker/ insurer of any major renovations. This can affect the value of your home and your coverage.
Replacement cost reimburses the replacement cost without depreciation, while actual value considers wear and tear and depreciation.
