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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Off-trail coverage varies from policy to policy. Some include it, others do not.
Most standard policies cover passengers. However, it's always a good idea to check the details of your coverage, especially if you frequently carry passengers.
In Quebec, liability insurance of at least $500,000 is mandatory for ATVs and snowmobiles riding on federated trails or crossing public roads.
Building appraisals can influence the coverage required for your unit. Stay informed of recent appraisals so you can adjust your insurance accordingly.
Common areas are covered by the syndicate's insurance. Your insurance may cover your share in the event of a high deductible.
Yes, tenant insurance is recommended to protect personal property and civil liability.
The syndicate's insurance should cover your liability as a director, but check and consider additional coverage if necessary.
Your insurance may cover such damage, but the insurer could take action against the co-owner responsible or his insurance.
Short-term rentals may require special coverage. Inform your broker of this activity so your policy can be adjusted accordingly.
Contact the syndicate and your insurer immediately. Your condo insurance may cover damage to your unit, regardless of the origin of the damage.
Make a detailed inventory of all the improvements made to your unit since its initial construction and estimate their current replacement value.
The syndicate's insurance generally covers the structure and common areas. You must insure your personal property, tenant improvements and civil liability.
