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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
We evaluate several factors, including the organization's size, activities, budget and claims history. Our personalized approach enables us to offer fair, customized rates.
Yes, even small NPOs can face significant risks. Appropriate insurance protects the organization, its volunteers and assets, whatever its size.
Essential coverages generally include civil liability, property insurance, directors' and officers' liability, and cyber-risk insurance.
NPOs face unique risks related to their activities, volunteers and governance. The right insurance protects against these risks, allowing the organization to focus on its mission.
Maintain a claims-free record, improve your credit rating, take steps to reduce risk, and consider prevention courses if applicable.
Mainly the insurance concerned, but it can affect other types of insurance too.
You can try, especially if you think the decision was unjustified, but insurers generally have the right to refuse or cancel in some instances.
Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.
Demonstrate measures taken to reduce future risks, consider a higher deductible, and be prepared to pay higher premiums initially.
Some insurers specialize in high-risk cases, including those with a history of refusal or termination.
Yes, it's crucial to be honest. Failure to disclose this information could invalidate your new policy.
Your premiums will probably be higher, as you'll be considered a high-risk customer.
