Foire aux questions

Yes, some insurers offer flexible policies for dynamic collections. These policies can include automatic protection for new acquisitions and regular coverage adjustments.

Inform your insurer regularly of any changes in value. Annual reassessments are recommended, and some policies offer automatic protection for new acquisitions for a limited period.

Specialized policies for high-value items often include expert restoration. Check the details of your coverage and consider additional options if necessary.

For unique items, insurers may offer a fixed "agreed value." In a total loss, this predetermined value is paid out without depreciation.

Valuable items are usually appraised by independent experts. These detailed valuations, often accompanied by photos and documentation, ensure appropriate coverage.

Standard home insurance generally offers limited coverage for valuables. For adequate protection, a particular policy or high-value rider is often required.

Many policies for high-value goods offer coverage during transport. However, checking the specific conditions and informing your broker / insurer before any significant move is essential.

Specialist insurers often provide policies that can cover multiple residences under a single policy, with options tailored to the specifics of second homes.

These policies generally offer higher liability limits and may include coverage for libel, slander and other specific risks.

We recommend that you carry out regular (usually annual) valuations of your possessions and review your policy with your insurer to adjust coverage in line with changes in the value of your possessions.

Yes, these policies can consist of services such as crisis management, art restoration, or access to personal security advisors.

Yes, high-value policies often include specific coverage for these items. Endorsement or separate policies may be required for optimum protection.