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Questions populaires
What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Modifications and accessories are only sometimes covered by standard policies. Additional coverage may be required. Consult Covalen to adjust your policy accordingly.
In the event of theft or damage during storage, contact your insurer immediately. Coverage depends on your specific policy. Comprehensive insurance generally offers better protection in these situations.
Yes, many insurers offer combined policies for ATVs and snowmobiles. This often saves you money on your premiums. Covalen can help you find the best-combined option.
Off-trail coverage varies from policy to policy. Some include it, others do not.
Most standard policies cover passengers. However, it's always a good idea to check the details of your coverage, especially if you frequently carry passengers.
In Quebec, liability insurance of at least $500,000 is mandatory for ATVs and snowmobiles riding on federated trails or crossing public roads.
The syndicate's insurance should cover your liability as a director, but check and consider additional coverage if necessary.
Building appraisals can influence the coverage required for your unit. Stay informed of recent appraisals so you can adjust your insurance accordingly.
Yes, tenant insurance is recommended to protect personal property and civil liability.
Common areas are covered by the syndicate's insurance. Your insurance may cover your share in the event of a high deductible.
Your insurance may cover such damage, but the insurer could take action against the co-owner responsible or his insurance.
Short-term rentals may require special coverage. Inform your broker of this activity so your policy can be adjusted accordingly.
