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What should I do in the event of an accident ?
Ensure your safety, call the police, if necessary, exchange information with the other driver, and contact your insurer as soon as possible. Never adm...
Take driving lessons, maintain a clean driving record, and consider a higher deductible.
Yes, most insurers allow you to maintain a policy during a temporary suspension, but with adjustment.
Some insurers specialize in high-risk cases, including those with a history of license suspension.
The impact can last several years, even after your licence is reinstated, depending on the reason for the suspension.
Yes, but you'll probably be considered a high-risk driver and pay higher premiums.
Your premiums will probably increase significantly once your license is reinstated due to the increased risk.
You can usually add other drivers to your policy, even if you can't drive yourself.
Driving without a license generally invalidates your insurance. Claims are likely to be denied, and you risk prosecution.
It's crucial to inform your insurer immediately to avoid coverage problems.
You can usually keep your insurance, but you must inform your insurer and adjust your policy.
Depending on your situation, you can consider options such as last-resort insurance or government insurance programs.
This varies from insurer to insurer, but three or more claims in 3 years can generally be considered frequent.
